Published at Friday, March 15th, 2019 - 02:20:43 AM. Worksheet. By Denisse Dupuis.
The first secret you need to discover is that your children will follow your lead. Not a big secret to most parents, but sometimes we are unaware of the influence we have on our children. How often have you sat faced with a list of figures – balancing the check book, credit card statement or filling out tax forms – and muttered about how much you hate math, how hard it is, how you just don’t have a head for math? You need to stop yourself right now! What you are telling your child is that math is a horrid chore, a difficult task, and one that you either have the talent to do, or you don’t. You are making your child anxious about a school subject that they will have to do for many years – and a skill that they will need for the rest of their lives. You are also telling them that if they struggle with math, it just means that they don’t have the talent for it – and it is therefore not their fault, and there is nothing they can do about it.
On your monthly financial report is where you will enter your income and all your expenses for the month. By filling out this worksheet correctly you will find out if you are operating your household budget in the black or the red. Now that you have filled out your monthly financial report you can work on your monthly budget. You can see where you can cut expenses in order to run your household with money left over at the end of the month. This is an important worksheet to use to help keep your financial spending in check. When you or one of your children see something they need or want, you simply write it down on the needs and wants worksheet. Then when funds become available to purchase something you have a written record of what you really want to spend your money on instead of just making an impulse buy.
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