Published at Thursday, February 28th, 2019 - 21:10:13 PM. Worksheet. By Cendrillon Martins.
In today’s economy, many people are wondering how they can gain control of the finances. They need to reduce their spending and start living on a budget. Now more than ever, we need to start living within our means and not spend more than we make. Using budget worksheets is the first step to gain control of your spending and improve your finances. Income Tracking Worksheet – It is important to know where you are financially. So, filling out a income tracking worksheet will do just that. This is a worksheet where you place all of your income. If you are married or have a partner that contributes to your monthly finances be sure to include their income as well. Only put regularly occurring income on this worksheet such as regular paychecks, child support and alimony. Do not include bonuses or other irregular income.
The first secret you need to discover is that your children will follow your lead. Not a big secret to most parents, but sometimes we are unaware of the influence we have on our children. How often have you sat faced with a list of figures – balancing the check book, credit card statement or filling out tax forms – and muttered about how much you hate math, how hard it is, how you just don’t have a head for math? You need to stop yourself right now! What you are telling your child is that math is a horrid chore, a difficult task, and one that you either have the talent to do, or you don’t. You are making your child anxious about a school subject that they will have to do for many years – and a skill that they will need for the rest of their lives. You are also telling them that if they struggle with math, it just means that they don’t have the talent for it – and it is therefore not their fault, and there is nothing they can do about it.
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